(EMEA) Zopa, a UK-based digital bank offering loans, savings, and credit solutions, has appointed Jeremy Penzer as its Chief Analytics Officer.

In his new role, Penzer will lead a team of 80 data scientists, credit decisioning specialists, and valuation experts. His appointment comes as Zopa continues to expand its financial product offerings and enhance its data-driven decision-making.

Penzer joins Zopa from Visa, where he served as Head of Data Science for Europe. Prior to that, he spent 15 years at Capital One Europe as Chief Analytics Officer and previously worked as an academic statistician at the London School of Economics.